Your Use of This Website is Governed by These Terms and Conditions
By accessing and using the PERA website, you agree that your access to and use of the PERA website is subject to these terms and conditions, as well as all applicable laws, as governed and interpreted pursuant to the laws of the state of Rhode Island, United States of America.
Correction of Errors and Inaccuracies
The information on the PERA website may contain typographical errors or inaccuracies and may not be complete or current. We therefore reserve the right to correct any errors, inaccuracies or omissions and to change or update information at any time without prior notice. Please note that PERA is obligated by law to correct all errors, inaccuracies or omissions it discovers and cannot be legally bound to provide benefits based on any error, omission, inaccuracy or misstatement. No statements of fact or law made by PERA or its representatives, including statements made through this website,can estop PERA from acting in accordance with the applicable statutes
Your Password Management Responsibilities
Use of your User Id and Password is the agreed security procedure to access the secure area of the PERA website. In order to prevent unauthorized access to your accounts and to prevent unauthorized use of the PERA website, you agree, by using the PERA website, to keep confidential, and to not give or make available your User Id and Password or other means to access your accounts to any person not authorized to access your accounts. The loss, theft or unauthorized use of your User Id and Password could cause you to lose some or all of the money and/or service credit, in your accounts. If you disclose your User Id and Password to any person(s) or entity, you assume all risks and losses associated with such disclosure. If you permit any other person(s) or entity to use your User Id and Password, or other means to access your accounts through the PERA website, you are responsible for any transactions and activities they authorize from your accounts. You agree to immediately notify us by calling 1-866-845-9029 during normal customer service hours of any unauthorized use of your User Id and Password or of any other breach of security, or if you believe someone may attempt to access the PERA website without your consent or has transferred money without your permission.
Limitation of Liability
Under no circumstances, shall PERA or any of their employees, directors, officers, agents, vendors or suppliers be liable for any direct or indirect losses or damages arising out of or in connection with the use of or inability to use the PERA website.
This is a comprehensive limitation of liability that applies to all losses and damages of any kind (whether general, special, consequential, incidental, exemplary or otherwise, including, without limitation, loss of data, income or profits), whether in contract, negligence or other tortuous action, even if an authorized representative of PERA has been advised of or should have known of the possibility of such damages.
If you are dissatisfied with the PERA website or any content on the site, or with the PERA terms and conditions, your sole and exclusive remedy is to discontinue using the PERA website. You acknowledge, by your use of the PERA website, that your use of the site is at your sole risk.
The PERA website is operated by PERA, on an "as is," "as available" basis, without representations or warranties of any kind. To the full extent permitted by law, PERA and their affiliates disclaim any and all representations and warranties with respect to this site and its contents, whether express, implied, or statutory, including, but not limited to, warranties of title, merchantability and fitness for a particular purpose or use.
PERA does not endorse nor make any warranties or representations about the options or other service or data you may access, download or use as a result of the use of the information contained on this website, or about any website you may access through the PERA website. Links to other sites are provided for convenience only. You need to make your own decisions regarding your interactions or communications with any other website.
PERA makes no representation that content provided on the PERA website is applicable or appropriate for use in locations outside of the United States.
PERA assumes no risk or responsibility for your use of any of the content provided on the PERA website.
All of the Content you see and hear on the PERA website, including, for example, all of the page headers, images, illustrations, graphics, audio clips, video clips, and text, are subject to trademark, service mark, trade dress, copyright and/or other intellectual property rights or licenses held by PERA, one of its affiliates or by third parties who have licensed their materials to PERA. The entire Content of the PERA website is copyrighted as a collective work under U.S. copyright laws, and PERA owns a copyright in the selection, coordination, arrangement and enhancement of the Content.
The Content of the PERA website, and the site as a whole, are intended solely for personal, noncommercial use by the users of our site. You may download, print and store selected portions of the Content, provided you
(1) only use these copies of the Content for your own personal, non-commercial use,
(2) do not copy or post the Content on any network computer or broadcast the Content in any media, and
(3) do not modify or alter the Content in any way, or delete or change any copyright or trademark notice.
No right, title or interest in any downloaded materials is transferred to you as a result of any such downloading. PERA reserves complete title and full intellectual property rights in any Content you download from this website. Except as noted above, you may not copy, download, reproduce, modify, publish, distribute, transmit, transfer or create derivative works from the Content without first obtaining written permission from PERA.
We welcome your comments regarding the PERA website. However, any comments, feedback, notes, messages, ideas, suggestions or other communications (collectively, "Comments") sent to PERA shall be and remain the exclusive property of PERA. Your submission of any such Comments shall constitute an assignment to PERA of all worldwide rights, titles and interests in all copyrights and other intellectual property rights in the Comments. PERA will be entitled to use, reproduce, disclose, publish and distribute any Comments you submit for any purpose whatsoever, without restriction and without compensating you in any way. For this reason, we ask that you not send us any Comments that you do not wish to assign to us, including any confidential information or any original creative materials such as stories, product ideas, computer code or original artwork.
These Terms and Conditions May Change
PERA reserves the right to update or modify these Terms and Conditions at any time without prior notice. Your use of the PERA website following any such change constitutes your agreement to follow and be bound by the Terms and Conditions as changed. For this reason, we encourage you to review these Terms and Conditions whenever you use this website.